Borrowers and complete loan lifecycle
Create borrower profiles, import existing loans, issue new loans, view statements and histories, correct payments, close or default accounts, and renew eligible loans.
Complete product
One system for the loan, the collection and the closing balance.
Built for the real operating rhythm of line-based collection businesses—from borrower entry to daily close, approval and portfolio review.
Every line type you operate
Run daily, weekly, monthly and monthly-interest lines, including interest collected upfront or through the schedule. Configure business days, holidays and service areas.
Collections that work in the field
See unpaid, missed and paid accounts; record cash and UPI; switch between card and list views; search quickly; and capture work offline for later sync.
Configurable penalties
Choose fixed or percentage penalties, grace sessions, missed or partial-payment rules, maximums and whether payments settle penalties or instalments first. Review and waive penalties with an audit trail.
One combined closing tally
Verify total cash plus bank/UPI against the expected total. Use today-only or running carry-forward mode, count notes, enter bank balance and record explained tally adjustments.
Approvals where control matters
Route loan creation, expenses, investments, holidays, day closure, loan closure and optional next-day starts to authorized owners or managers.
Reports that explain the number
Review daily performance, portfolio health, overdue drilldowns, business performance and profitability. Track investments, expenses, discounts, penalties and tally differences, with downloadable PDFs.
Teams, reminders and permissions
Assign collection agents to lines, set role-based permissions, review activity and use payment reminders and WhatsApp follow-up to keep work moving.
Security and language options
Use secure cloud access, app lock, biometric or PIN unlock, and optional passcode-protected PII encryption. Work in English, Hindi or Tamil with localized report labels.
See it with your own workflow
Start with your first line today.
Vasool Raja is record-management software. It does not provide loans or financial services.