Kenya
Loan collection software for Kenyan lenders using cash and mobile money
In Kenya, many repayments arrive by mobile money rather than cash in hand. The risk shifts from a short cash bag to unmatched references and duplicate entries. Vasool Raja can be set up for a Kenyan company to keep each repayment tied to the right loan.
Company setup for Kenya
A company set up for Kenya uses KES (shown as KSh), the Africa/Nairobi time zone and the +254 calling code. The business date follows Kenyan time.
The app interface is available in English, Hindi and Tamil. There is no Swahili interface at present.
Reconciling mobile money and cash
Record each repayment against the loan as cash or a digital payment; the app has no separate mobile-money mode, so mobile-money receipts are recorded as digital. At the end of the day, the combined tally compares cash on hand plus the bank balance with the expected total, so a transfer posted twice or to the wrong loan shows up as a difference to explain.
- Payment mode recorded with every repayment
- Payment corrections recorded, not overwritten
- Today-only or carry-forward tally modes
SACCOs, digital lenders and private operators
Kenya’s market includes banks, microfinance banks, SACCOs, group-based finance and licensed digital credit providers. SASRA regulates relevant SACCOs, and the Central Bank of Kenya licenses digital credit providers and addresses fair collection and data concerns. A SACCO member relationship is very different from a private lending business.
Vasool Raja is record-management software; it does not provide loans or financial services and does not confirm that your lending is permitted. Check licensing with CBK, SASRA or a local advisor as applicable; this page is not legal advice.
Field teams and respectful follow-up
Assign agents to lines, control their actions with role permissions and let them capture collections offline when needed. Payment reminders and follow-up messages help keep borrowers informed without pressure.
Pricing for Kenyan companies
Published plan prices are in INR. For billing in Kenya, email fintrackhelp@outlook.com. A 60-day free trial is available for every company.
Reviewing risk and profitability
Portfolio health groups loans as running, late, bad or completed, and overdue drilldowns list the borrowers behind each group. Profitability reports combine interest, expenses, discounts, penalties and tally differences, and PDF reports can be downloaded for partners or your accountant.
Common questions
Does Vasool Raja support Kenyan shillings?
Yes. A company set up for Kenya uses KES, Africa/Nairobi time and +254 phone numbers.
How do I handle mobile-money repayments?
Record it against the loan as a digital (non-cash) payment, since the app tracks cash and digital modes, then check it in the daily tally against your bank or wallet balance.
Can a SACCO use Vasool Raja?
Vasool Raja keeps loan and collection records. SACCO governance and savings rules are outside the app; check your obligations with SASRA.
How do I pay for a plan from Kenya?
Published prices are in INR. Email fintrackhelp@outlook.com to discuss billing for a Kenyan company.
See it with your own lines
Start with a 60-day free trial.
No card required. Vasool Raja is record-management software and does not provide loans or financial services.